I like to use journal prompts when I do my journaling. I journal about everything. Money, marriage, parenting, work, dogs, unicorns, friends, events… you name it. The sky is the limit on what you can journal about because its all about YOU. This is a great tool to utilize because it helps alleviate stress and boost your mood. Journaling for me helps me get everything out on the table. It helps me focus on the main priorities and hold myself accountable.
We want to BE rich, not LOOK rich.
How Journaling Helps
Journaling helps you figure out your goals and how the puzzle pieces of your finances all fit together. Debt freedom is a huge goal. Paying off debt actually becomes something real and actionable when you break it down into bite-sized pieces. Journaling makes you more aware of your financial standing. It helps you get to know yourself a little better.
Your habits and triggers for your spending are the trends you want to track in order to figure out where you should be cutting back within your budget. Journaling gives you the opportunity for positive self talk. Raise your hand if you have ever bought something and then felt extreme guilt and then beat yourself up over it. I know I have.
Here are a few prompts I use when journaling about my finances…
- Why do I like buying things?
- Why don’t I feel satisfied with my bank account?
- Am I happy with my finances?
- Am I happy with my life?
- What is really important to me?
- What does my dream life look like?
- What are my long term goals?
- What are my short term goals?
- Do I use my budget frequently?
- How does money make me feel?
- How do I make more money?
- How do I make my money work for me?
If you are feeling overwhelmed with journaling about your finances and you realize you need more help then you thought… I’m always here for you.